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Frequently Asked Questions

Most Popular Questions

How do I get started with the mortgage application process?

What is the difference between pre-qualification and pre-approval?

How much do I need for a down payment?

How long does the mortgage approval process take?

How are mortgage interest rates determined?

What closing costs should I expect?

What credit score do I need to buy a house?

What is debt-to-income ratio and why does it matter?

What happens at closing?

What is PMI and how can I avoid it?

All Questions

How do I get started with the mortgage application process?

What is the difference between pre-qualification and pre-approval?

How much do I need for a down payment?

How long does the mortgage approval process take?

What documents do I need to apply for a mortgage?

Can I apply for a mortgage if I'm self-employed?

How are mortgage interest rates determined?

What are mortgage points and should I buy them?

What closing costs should I expect?

Can the seller pay my closing costs?

What credit score do I need to buy a house?

How can I improve my credit score before applying?